* In an evilly aligned party, these will be half-orcs (elves will be renegade
drow). The chance for a multiclass half-orc is 50%: fighter-thief (01-33),
fighter-cleric (34-45), or cleric-thief (45-50).
** If the roll for multiclass is 01-20, the character is triple-classed.
Multiclass levels: For two classes, subtract 1 level; for three classes, subtract 2 levels.
Adjust each class downward to the racial maximum, if applicable.